Refact.ai vs Windsurf
A side-by-side comparison of Refact.ai and Windsurf — pricing, free tiers, and who each tool is genuinely best for.
| Tagline | Self-hosted or cloud AI coding assistant with fine-tuning | Agentic IDE with Cascade flows that keep you and the AI in sync |
| Category | AI Coding | AI Coding |
| Pricing | Free self-hosted option; cloud plans from ~$10/user/mo (verify on site) | Free tier; Pro from ~$15/user/mo; Teams/Enterprise tiers above |
| Free tier | ||
| Best for | Privacy-conscious teams or enterprises that want to self-host and fine-tune an AI coding assistant | Developers wanting an AI-native IDE with tightly integrated agentic flows and a generous free tier. |
| Not for | Individual developers who want a zero-setup cloud-only experience | Teams that prefer to keep their existing editor and just bolt on completions. |
| Use cases | Self-hosted AI autocomplete Fine-tuning on proprietary codebases Code refactoring suggestions On-premise enterprise deployment | Agentic multi-step edits Codebase-aware autocomplete Feature implementation Refactoring AI chat over your project |
| Visit Refact.ai | Visit Windsurf |